The Upside-Down or Underwater Mortgage

You may have heard a lot of talk and news stories about homeowners having “upside-down” or “underwater” mortgages. But what’s that really mean? When you are upside-down or underwater in your home loan or mortgage it means that you owe the bank or lending institution more money than your home is currently worth. There is probably nothing you… Read More »

Four Ways To Modify A Home Loan

With Home Loan prices and values falling and with a record number of people out of work or underemployed there are a lot more people looking to modify their home loan or mortgage so that they can continue to pay the bills and stay in the house they have. You will most likely need to take the initiative… Read More »